About Heavens Harvest Mortgages & Protection | Seema Varghese 

About us

About Heavens Harvest Mortgages & Protection

Heavens Harvest Mortgages & Protection is committed to helping individuals and families make confident financial decisions.

We focus on long-term relationships, clear communication, and advice that is always in your best interest.

At a glance

  • Owner and advisor: Seema Varghese
  • Based in Coventry, West Midlands
  • Supports UK mortgage and protection needs
  • Guidance across first time buyers, home movers, remortgages, product transfers, and buy to let

Meet Seema Varghese

Seema Varghese is a mortgage advisor who focuses on clear communication, practical planning, and long term financial confidence. Clients appreciate the calm, supportive style and straightforward explanations.

Whether you are buying your first home, moving up the ladder, or reviewing your remortgage options, Seema provides guidance grounded in your goals and circumstances.

Malayalam speaking mortgage advisor support is available on request.

What you can expect

  • Clear affordability and budgeting guidance
  • Support with lender documentation and timelines
  • Protection advice to safeguard your home
  • Transparent, pressure free conversations

Local focus, national reach

We understand the Coventry property market while supporting clients across the United Kingdom. This blend of local and national perspective helps you compare lender options with confidence.

We can guide you through options from a range of lenders and help you decide what fits your needs.

Compliance and transparency

Mortgage advice is subject to status and lender criteria. Rates can change and availability can vary. We provide clear explanations so you can make informed decisions.

As an appointed representative, Heavens Harvest Ltd can provide regulated mortgage advice and arrange mortgages and protection insurance (non-investment insurance contracts).

Heavens Harvest Mortgages & Protection is a trading name of Heavens Harvest Ltd. Heavens Harvest Ltd is an appointed representative of Arkke Capital Ltd [FCA - 952414], which is authorised and regulated by the Financial Conduct Authority. Heavens Harvest Ltd [FCA-1034517] is registered in England & Wales under company number 15807769. FCA Register



Contact Us

Get in touch today to arrange your FREE mortgage consultation.

As an appointed representative, Heavens Harvest Ltd can provide regulated mortgage advice and arrange mortgages and protection insurance (non-investment insurance contracts).

We will confirm the scope of advice, suitability checks, and any fees before you proceed. See our advice process and fees summary.