First Time Buyer Mortgages | Heavens Harvest Mortgages & Protection 

First time buyers

First time buyer mortgage advice

We help first time buyers in Coventry and across the United Kingdom understand deposits, affordability, and lender expectations.

Who this is for

  • First purchase in the United Kingdom
  • Saving for a deposit and fees
  • Unsure about lender criteria
  • Need a step by step plan

How we help first time buyers

We guide you through affordability checks, deposit planning, and the paperwork needed to apply. We also explain mortgage types, rate options, and any government backed schemes that may apply.

Mortgage advice is subject to status and lender criteria.

Documents to prepare

  • Proof of income and employment
  • Bank statements and savings evidence
  • Photo ID and proof of address
  • Deposit source confirmation


Contact Us

Get in touch today to arrange your FREE mortgage consultation.

As an appointed representative, Heavens Harvest Ltd can provide regulated mortgage advice and arrange mortgages and protection insurance (non-investment insurance contracts).

We will confirm the scope of advice, suitability checks, and any fees before you proceed. See our advice process and fees summary.