Shared Ownership Mortgages | Divine Harvest Mortgages & Protection

Shared ownership

Shared ownership mortgage guidance

We help you understand how shared ownership mortgages work, including deposits, rent, and staircasing options.

Key points to consider

  • Share size and rent payments
  • Mortgage deposit requirements
  • Staircasing and valuation fees
  • Lease terms and service charges

How we help

We compare lender options that accept shared ownership and explain affordability calculations that include rent and service charges.

Mortgage advice is subject to status and lender criteria.

Prepare these details

  • Share percentage and rent amount
  • Service charge details
  • Deposit source and savings evidence
  • Household income details


Contact Us

Get in touch today to arrange your FREE mortgage consultation.

We will confirm the scope of advice, suitability checks, and any fees before you proceed. See our advice process and fees summary.

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