Shared ownership
Shared ownership mortgage guidance
We help you understand how shared ownership mortgages work, including deposits, rent, and staircasing options.
Key points to consider
- Share size and rent payments
- Mortgage deposit requirements
- Staircasing and valuation fees
- Lease terms and service charges
How we help
We compare lender options that accept shared ownership and explain affordability calculations that include rent and service charges.
Mortgage advice is subject to status and lender criteria.
Prepare these details
- Share percentage and rent amount
- Service charge details
- Deposit source and savings evidence
- Household income details
Contact Us
Get in touch today to arrange your FREE mortgage consultation.
As an appointed representative, Divine Harvest Mortgages Ltd can provide regulated mortgage advice and arrange mortgages and protection insurance (non-investment insurance contracts).
We will confirm the scope of advice, suitability checks, and any fees before you proceed. See our advice process and fees summary.