Income protection
Income protection guidance
Income protection can replace part of your income if illness or injury prevents you from working. We help you compare policies.
Key choices
- Deferred period options
- Benefit amount and term
- Own occupation definitions
- Reviewable vs guaranteed premiums
How we help
We guide you through policy features and explain how income protection fits with existing employer benefits.
Protection advice is subject to insurer acceptance and policy terms.
Prepare to discuss
- Monthly income and expenses
- Employer benefits and sick pay
- Preferred deferred period
- Mortgage and family needs
Contact Us
Get in touch today to arrange your FREE mortgage consultation.
As an appointed representative, Heavens Harvest Ltd can provide regulated mortgage advice and arrange mortgages and protection insurance (non-investment insurance contracts).
We will confirm the scope of advice, suitability checks, and any fees before you proceed. See our advice process and fees summary.