Life insurance
Life insurance guidance
Life insurance can help protect your family and mortgage if the worst happens. We explain cover types and policy options clearly.
Common policy types
- Level term cover
- Decreasing term cover
- Family income benefit
- Joint or single life options
How we help
We assess your family goals, mortgage balance, and budget to help you select appropriate cover.
Protection advice is subject to insurer acceptance and policy terms.
Information to prepare
- Mortgage balance and term
- Household income needs
- Dependants and family goals
- Existing protection policies
Contact Us
Get in touch today to arrange your FREE mortgage consultation.
As an appointed representative, Heavens Harvest Ltd can provide regulated mortgage advice and arrange mortgages and protection insurance (non-investment insurance contracts).
We will confirm the scope of advice, suitability checks, and any fees before you proceed. See our advice process and fees summary.