Self employed

Self employed mortgage advice

We help self employed clients prepare the right documents and understand lender expectations.

Typical lender evidence

  • SA302s and tax year overviews
  • Two to three years of accounts
  • Business bank statements
  • Proof of ongoing contracts

How we help

We guide you through income assessment, average earnings, and lender-specific rules so you can present your business clearly.

Mortgage advice is subject to status and lender criteria.

Planning tips

  • Keep accounts up to date
  • Separate business and personal finances
  • Highlight consistent earnings
  • Share future work pipeline


Contact Us

Get in touch today to arrange your FREE mortgage consultation.

As an appointed representative, Divine Harvest Mortgages Ltd can provide regulated mortgage advice and arrange mortgages and protection insurance (non-investment insurance contracts).

We will confirm the scope of advice, suitability checks, and any fees before you proceed. See our advice process and fees summary.

Chat with us on WhatsApp